Makeover Refresher
Don't Let the Deal Die
When the inspection or appraisal shows work is needed, get a lender-ready scope of work in 24 business hours — so you can close with confidence using HomeStyle Refresh or similar options.
$499 Interior Only $599 Whole House
Online ordering is coming soon.
The Problem
Why Good Deals Fall Apart
A home inspection or appraisal comes back with needed repairs — roof, HVAC, electrical, windows, siding, or other work.
Suddenly the deal is at risk.
Traditional renovation loans, like a full 203(k), often require a contractor, formal bids, and longer timelines. That extra friction can kill momentum, scare the buyer, or push the closing date past what's realistic.
You need a faster, cleaner way to document the work and the cost — so the loan can still close.
How It Works
Simple Process. Fast Results.
From order to lender-ready documentation in four focused steps.
01
Choose your coverage
Order
Choose Interior ($499) or Whole House ($599), enter the property address, and upload any inspection or appraisal documents.
02
Capture the property
Walk the Property
Use the simplified Makeover Estimator room by room. Take 4 photos and scan each space. Whole House orders can use HOVER for exterior measurements when needed.
03
Send it securely
Submit
Click Finish. Property information, photos, measurements, and supporting documents are sent directly to the Makeover team.
04
Keep the deal moving
Get Your Scope
Within 24 business hours, receive a room-by-room, line-by-line scope with pricing and recommended reserves, formatted for the lender.
What You Get
A Clear, Lender-Ready Scope
You'll receive a detailed scope of work that breaks everything down room by room and line by line.
Each Report Includes
- Required repairs and improvements
- Clear cost estimates for the work
- Recommended reserve, typically 10%, 15%, or 20%
- Professional formatting designed for lenders, similar to a Scope of Work / SOR
The goal is simple: give the lender the information needed to move forward with confidence under HomeStyle Refresh or similar options, without the delays of a traditional renovation loan process.
Property123 Main StreetPrepared for lender review
Room / itemQuantityEstimated cost
KitchenReplace damaged flooring325 SF$3,250
Primary BathRepair drywall1 EA$850
ExteriorRoof repair1 LS$6,500
Estimated Repairs $24,850
Recommended Reserve 15%
Total with Reserve $28,578
Pricing
Simple, Transparent Pricing
Choose the property coverage that matches the repairs identified.
Interior Only
$499
Photos and measurements for all interior rooms. Ideal when the needed work is inside the home.
- Interior room capture
- Photos and measurements
- Room-by-room scope
- Line-by-line pricing
- Recommended reserves
- 24-business-hour delivery
Whole House
$599
Full interior capture plus exterior measurements via HOVER for roof, siding, and other exterior items.
- Everything in Interior
- Exterior measurements where needed
- Roof and siding measurements via HOVER
- Complete room-by-room scope
- Line-by-line pricing
- Recommended reserves
- 24-business-hour delivery
Both options include a complete room-by-room, line-by-line scope of work with pricing and recommended reserves — delivered within 24 business hours.
Who It's For
Built for Anyone Trying to Save the Deal
Realtors
Keep the transaction moving when an inspection or appraisal reveals needed work. Give buyers a clear path forward instead of watching the deal stall.
Lenders
Receive a clean, lender-ready scope quickly so you can structure the loan under HomeStyle Refresh or similar options without unnecessary delays.
Buyers & Homeowners
Know what work is required and what it may cost, so you can close with confidence and plan the renovation after closing.
Why It Beats Waiting
Faster Than Traditional Renovation Loans
A full 203(k) often requires selecting a contractor, collecting formal bids, and navigating a longer validation process before closing. That extra time can put the entire deal at risk.
Makeover Refresher is built for speed and simplicity.
- Contractor SelectionIdentify and coordinate with a contractor.
- Formal BidsCollect detailed proposals for the work.
- Review / ValidationReview scope, pricing, and requirements.
- Longer TimelineComplete the added coordination before closing.
VS
- OrderChoose the coverage that fits the property.
- CaptureWalk the rooms with guided phone capture.
- SubmitSend property photos and measurements.
- Scope ReadyWithin 24 business hours
- No contractor needed before closing
- No long bid collection process
- Clear scope and pricing in 24 business hours
- Designed to support HomeStyle Refresh and similar options that allow work after closing
You get the documentation needed to keep the deal alive — without the traditional renovation loan timeline.
Common Questions
Frequently Asked Questions
How fast will I receive the report?
Within 24 business hours after you finish walking the property and submit the photos and measurements.
Who can order a Makeover Refresher?
Lenders, Realtors, buyers, or homeowners. Anyone trying to keep the deal moving can place the order.
What do I need to provide?
The property address and photos and measurements of the rooms collected through the simplified Makeover Estimator. Uploading a home inspection or appraisal is helpful but not required; a simple list of needed repairs also works.
What's the difference between Interior and Whole House?
Interior ($499) covers all interior rooms. Whole House ($599) adds exterior measurements via HOVER for items such as roof and siding.
Is the report lender-ready?
Yes. It is formatted as a clear, room-by-room and line-by-line scope of work with costs and recommended reserves, designed for lenders to use with HomeStyle Refresh and similar products.
Can structural work be included?
Structural work is typically excluded. Makeover Refresher is designed for the types of repairs and updates commonly addressed under HomeStyle Refresh, generally within the applicable program guidelines.
What if changes are needed after I receive the report?
Revisions are possible. Pricing for revisions will depend on the scope and frequency of changes.
Do I need a contractor before closing?
No. One advantage of using this approach with HomeStyle Refresh is that the transaction can close before the contractor is selected, subject to the lender and loan-program requirements.
Makeover Refresher
Ready to Save the Deal?
Get a clear, lender-ready scope of work in 24 business hours so you can close with confidence.
$499 Interior · $599 Whole House